Monthly budget
Start with take-home pay. Add every bill and spend below — totals update instantly.
Total spending$0
Savings rate0%
Add expenses to see your plan.
Expenses
Tap + to add a row. Everything saves automatically on this device.
Debt payoff planner
Compare Snowball (smallest balance first) vs Avalanche (highest rate first). Add extra monthly payment to see the difference.
Total interest$0
Total paid$0
Months to free—
Payoff order—
Your debts
Math check: interest is calculated monthly (APR ÷ 12). Minimums are paid first, extra goes to the target debt — same method as the Sheets kit, now phone-friendly.
Net worth
What you own minus what you owe. Update monthly and watch the line move.
Assets$0
Liabilities$0
Assets
Liabilities
Savings goals
Emergency fund, travel, house — give it a name and a target.
Quick wins
Starter emergency fund$1,000
3 months expenses—
6 months expenses—
Your data stays here
This page saves to localStorage on this phone only. No account, no server, nothing uploaded. Reopen in the same browser and your numbers are still here.
Using the Home Screen app? Your numbers live in the app on this phone. If you clear browser data or switch phones, export a backup below first.
Saved automatically • Wealth Brain Daily